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Timely Opportunities

Watch Out for Phishing Scams

The proliferation of phishing scams continues. Here are some new fraud schemes you should look out for, as well as twists on well-known varieties that have worked in the past. Staying Safe How can you protect yourself against phishing scams? There’s no foolproof method, but some common sense helps. Consider these five helpful hints. Be […]
Timely Opportunities

Warning: Your 2022 Tax Bill May Ring in Higher

It’s that time of year again: tax season. Temporary tax relief measures that were provided during the pandemic have expired, so the changes to the tax rules for 2022 are generally unfavorable to many individual taxpayers. That means that you may owe more than you have in recent years. The reason is that many of […]
Employment Law

Avoid Discrimination in Your Dress Code

When customers see your company’s employees, they gather impressions about your business. That’s one reason to exercise some control over what staff members can wear to work and what grooming standards they must follow. Obviously, you want your staff to reflect competence and professionalism. Consistent Application is Key Quantum Electronics had a dress code which […]
Business Fraud Prevention

Let a Contingency Plan Steer You Through a Fraud Disaster

The first thing every Boy Scout or Girl Scout learns is to “be prepared.” Business owners would do well to remember this motto when they’re developing fraud control procedures. Even if you don’t believe your employees are capable of defrauding the company, it could happen. And if you have a fraud contingency plan in place, […]
Timely Opportunities

Tax Planning Can Reduce Adoption Costs

Adoptions plummeted during the COVID pandemic, but the adoption rate is slowly rebounding. If you’re among those considering adopting a child, you need to know about the various tax breaks that can make the experience more affordable. Primary Tax Incentives How Much Does Adoption Cost? The average cost of adopting a child in the United […]
Timely Opportunities

New Tax Law Improves QCD Benefits

Seniors who must take withdrawals from their IRAs may be able to benefit from a special tax provision for qualified charitable distributions (QCDs). Briefly stated, this provision allows people in their 70s and older to transfer funds directly from an IRA to a charity without any adverse tax consequences. The new SECURE 2.0 law enhances […]
Commercial Law

Use Credit Reports Legally

Credit reports can help your company make a wide range of decisions, from extending credit to offering employment. And regardless of how you use the reports, the Fair Credit Reporting Act requires you to tell applicants the reason if the data results in an application being denied. Section 615 of the Fair Credit Reporting Act […]
Estates

Picking a Guardian for Your Children

If you have minor children, you’ve probably had a “plane crash” nightmare: You and your spouse are on an airliner, when it suddenly plunges from the sky, leaving your kids at home with Grandma and Grandpa — for the rest of their lives. Two Pieces of Advice Check with your estate planning attorney. Details for […]
Timely Opportunities

The ABCs of the Dependent Care Credit

Do you pay someone to watch your young child (or another qualifying dependent) while you’re at work? You may be entitled to claim the dependent care credit on the 2022 return you must file by April 18. But be aware: Recent enhancements provided under the American Rescue Plan Act (ARPA) expired at the end of […]
Timely Opportunities

Key SECURE 2.0 Provisions for Employers

The Setting Every Community Up for Retirement Enhancement 2.0 Act (SECURE 2.0) includes important changes that will affect employer-sponsored retirement plans and self-employed people looking to save for retirement. Here’s an overview of key provisions for small business owners who currently offer a retirement plan — or want to add retirement saving benefits in the […]